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Sharad has been with Emirates NBD Group for over 12 years. Sharad joined Emirates NBD as Head of Trade Sales, Factoring & Escrow Services (Real Estate & Commercial) for Emirates NBD Group in Dubai, UAE.
After a stint of 10 years in Dubai, Sharad moved to India as the Chief Representative of Emirates NBD India Representative Office. In 2017 he was appointed as the Chief Executive Officer of Emirates NBD's first branch in Mumbai, India which commenced banking operations in July 2017.
Sharad has more than 23 years of experience in banking in India and the UAE. Prior to joining Emirates NBD Bank, Sharad was heading Receivable Financing and Supply Chain Sales in HSBC Bank Middle East for GCC and HSBC India.
Sharad is an MBA, CFA, CAIIB and holds a Diploma in Business Leadership from Duke University.
Chief Operating Officer
Chief Compliance Officer & MLRO
Head of Finance
Head of Global Market & Treasury
Chief Risk Officer
Head of Corporate Banking
We provide a fair understanding of Emirates NBD's strategy, business and financial performance for current and potential stakeholders.
India Ratings and Research (Ind-Ra) has affirmed Emirates NBD Bank (P.J.S.C) India Branch’s Long-Term Issuer Rating at ‘IND AAA’ with a Stable Outlook and Short-Term Issuer Rating at ‘IND A1+’ in December 2021.
Investor Relations
Instrument Type | Current Rating | Historical Rating | |||||
---|---|---|---|---|---|---|---|
Rating Type | Rated Limits (Million) |
Rating | 04 December 2020 | 05 December 2019 | 24 December 2018 | 15 January 2018 | |
Issuer rating | Long-/short-term | - | IND AAA/Stable/IND A1+ | IND AAA/Stable/IND A1+ | IND AAA/Stable/IND A1+ | IND AAA/Stable/IND A1+ | IND AAA/Stable/IND A1+ |
Certificate of deposit programme | Short-term | INR 3,000 | IND A1+ | IND A1+ | IND A1+ | IND A1+ | - |
Emirates NBD is one of the best bank in the region. Take a look at some of the accolades and awards that we've won over the years below.
A license authorizing the bank to carry on banking business has been obtained from the RBI in terms of Section 22 of the Banking Regulation Act, 1949. It must be distinctly understood, however, that in issuing the license, the RBI does not undertake any responsibility for the financial soundness of the bank or for the correctness of any of the statements made or opinions expressed in this connection.
A license authorizing the bank to carry on banking business has been obtained from the RBI in terms of Section 22 of the Banking Regulation Act, 1949. It must be distinctly understood, however, that in issuing the license, the RBI does not undertake any responsibility for the financial soundness of the bank or for the correctness of any of the statements made or opinions expressed in this connection.
USA Patriot Act Certificate
The USA PATRIOT Act issued by the U.S. Department of the Treasury requires Covered Financial Institutions to obtain certain information from Foreign Banks for which they maintain correspondent accounts in the United States. Please click here for the Emirates NBD Global Certification Regarding Correspondent Accounts for Foreign Banks. The certificate will be updated from time to time, as required, to reflect changes to Appendix I to the certificate.
AML / CDD Questionnaire
In order to assist financial institutions and counterparties on the AML/ CDD requirements of the bank, Emirates NBD utilizes the Bankers Almanac and the SWIFT The KYC Registry, which provides information such as the completed the Wolfsberg Correspondent Banking Due Diligence Questionnaire (CBDDQ), constitutional documents and Annual Reports.
Any clarification on this certification should be addressed to:
Emirates NBD Bank (P.J.S.C)
Gr. & 1st Floor, 5 North Avenue
Maker Maxity,
Bandra Kurla Complex, Bandra (East),
Mumbai – 400 051
Tel +91 (0) 22 61532300
Unclaimed Deposits
Bank has started its operations in 2017, hence as on date there are no Unclaimed Deposits.
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Given the developing situation around the Coronavirus – COVID 19 outbreak, the safety and well-being of our customers, our employees and the community, remains our top priority. Accordingly we request our customers to use our online mode, to make any payments from your accounts with us through Banknet for Retail Customers and smartBUSINESS for Corporate Customers for NEFT, RTGS, IMPS etc. payments.
We wish to confirm that all our clearing operations are fully operational and you can continue using them without any disruptions.
Should you require any clarifications please write to us at indiahelpdesk@emiratesnbd.com or on our office contact number +91 22 6153 2300 or you can also call you respective Relationship/Trade Managers during working days.
We look forward to continuing to serve you, as always.
RBI guidelines on Covid19 pandemic relief package:
Emirates NBD Bank (P.J.S.C), India is offering relief measures to its customers on the applicable credit facilities.
For easy reference, please click on the link to find details about our Covid19 Regulatory Package policy.