Non-Resident Ordinary (NRO) Saving Bank Account

Secure your earnings in India while working abroad

Open an NRO Savings Account to manage and secure your income in India, whether from rent payments, dividends earnings or others.

  • The account is maintained in INR only
  • Account can be held jointly with a Non-Resident Indian (Persons of Indian nationality or origin) / or with a Resident Indian on former or survivor basis
  • Conduct transactions online with 24/7 security via Internet Banking
  • RBI allows repatriation only for i) current income ii) up to USD 1 (one) million per financial year (April-March), for any bonafide purpose after payment of applicable taxes
  • Is taxable under Indian Income Tax Act
  • You can appoint a mandate holder or authorise a person to operate the bank account on your behalf
  • Transfer funds from an existing NRO/NRE/FCNR Account held in other banks
  • Competitive exchange rates available when converting foreign currency into Rupees

Take your savings further

Earn attractive returns on your savings and enjoy a host of banking services that suit your lifestyle with our Fixed Deposits and Recurring Deposits.
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Non-Resident External (NRE) Term Deposit

Attractive returns for various tenures
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Non-Resident Ordinary (NRO) Term Deposit

Earn globally, save locally
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Foreign Currency Non-Resident (FCNR) Deposit

Bring home your savings from abroad tax free
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Send the funds to meet your family's day-to-day requirements


Send the funds to meet your family's day to day requirements and future goals quickly and with complete peace of mind.

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Telegraphic Transfer

Transfer money from your Emirates NBD or other bank account overseas to India quickly, easily and securely.

Contact Emirates NBD India

Get in touch

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